Arrested for a DUI: How to Keep Insurance Rates From Hiking

Getting arrested for a DUI is not an ideal situation for anyone. Not only is there the chance of having a mark on your driving record, but you may also be looking at large fines, perhaps even jail time, and a suspended license for a set amount of time. Along with a DUI charge, often comes an increase in insurance rates once you get back behind the wheel. When convicted for a DUI, insurance companies will often consider you as a liability, therefore raising your prices to compensate for that.

What many individuals don't know is that even if you aren't convicted of a DUI, the fact that you were even arrested gives the insurance company the right to hike up your rates. While you may not be able to avoid the actual DUI arrest; it's not too late for you to take action and fight the charges as well as the higher insurance rates. First, the most important step after being arrested for driving under the influence is to contact a specialized DUI defense attorney.

At The Law Offices of Richard S. Lawson we have years of experience helping clients fought their charges for variety of DUI situations, and we can help you too! Next, talk to your hired attorney specifically about your situation, and address the concern for your rates rising. Each state is going to have different laws and regulations when it comes to DUI charges and the like, so talking to an attorney within your state is beneficial.

It is important to realize the severity of a DUI charge, and if you are convicted then it is almost certain that your rates will increase, this is why it is so vital to have a strong defense on your side. A defense attorney will do whatever they can in order to prove your innocence or lower your charges, though if convicted, even with less of a punishment, you will likely still experience a hike in the insurance.

While peer groups may not be for everyone, if you have in fact been convicted of a DUI, you may want to look into a group in your community. Not only can you work together on recovering form the DUI charges, but many times they will have advice on working through higher insurance rates as well as useful tips with other finical pressures that someone may experience after a DUI.

No person wants to be arrested for a DUI, let alone convicted for one. Because of this, hiring a DUI defense attorney as soon as possible is of utmost importance. At our firm, we are committed to doing what is necessary to fight for our clients, and we want to help you! Call us today for more information!